Understanding Your Homeowners Insurance
Understanding Your Homeowners Insurance
August 2004 (Newstream) - When it comes to buying homeowners insurance, many Americans sign on the dotted line and then leave their policy on auto-pilot. But, reading your policy can save you major headaches and even bigger financial losses if your home is damaged or destroyed.
So where do you start? Insurance experts say the first step is determining if you have the right type of policy and the proper levels of coverage within that policy. Next, make sure your personal property within your home is protected. Most insurance policies provide coverage for things like stereos, furniture, and bicycles, but there could be limits on higher-value items like jewelry and artwork. You may also want to consider adding coverage for your more valuable items. Finally, find out what your policy covers in terms of costs- in other words, the expenses for which you'll be reimbursed and whether you'll receive actual cash back for those items.
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Produced for Allstate
CONTACT:
Scott Michaeloff
212-980-9090
August 2004 (Newstream) - When it comes to buying homeowners insurance, many Americans sign on the dotted line and then leave their policy on auto-pilot. But, reading your policy can save you major headaches and even bigger financial losses if your home is damaged or destroyed.
So where do you start? Insurance experts say the first step is determining if you have the right type of policy and the proper levels of coverage within that policy. Next, make sure your personal property within your home is protected. Most insurance policies provide coverage for things like stereos, furniture, and bicycles, but there could be limits on higher-value items like jewelry and artwork. You may also want to consider adding coverage for your more valuable items. Finally, find out what your policy covers in terms of costs- in other words, the expenses for which you'll be reimbursed and whether you'll receive actual cash back for those items.
--------------------
Produced for Allstate
CONTACT:
Scott Michaeloff
212-980-9090
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