What Health Coverage Doesn't Cover
What Health Coverage Doesn't Cover
August 2004 (Newstream) -- Even if you have health insurance, you could still find yourself shelling out cash for certain medical costs. That's because your standard health insurance doesn't cover all the out of pocket expenses you incur every year. In fact, Americans coughed up more than $200 billion in out of pocket medical payments in 2002, according to the Insurance Information Institute. However, there are ways to defray those costs.
Supplemental coverage can help pay for expenses not covered by your insurance. For example, supplemental insurance like disability insurance can help cover lost wages if you were injured and unable to work. Cancer coverage can help pay for treatments and surgeries not covered by your primary care insurance. And other supplemental coverages like dental, vision, and critical illness insurance can help offset other costs.
But remember, supplemental health coverage is not intended to replace medical insurance - it's designed to help cover those expenses left uncovered by your primary plan.
August 2004 (Newstream) -- Even if you have health insurance, you could still find yourself shelling out cash for certain medical costs. That's because your standard health insurance doesn't cover all the out of pocket expenses you incur every year. In fact, Americans coughed up more than $200 billion in out of pocket medical payments in 2002, according to the Insurance Information Institute. However, there are ways to defray those costs.
Supplemental coverage can help pay for expenses not covered by your insurance. For example, supplemental insurance like disability insurance can help cover lost wages if you were injured and unable to work. Cancer coverage can help pay for treatments and surgeries not covered by your primary care insurance. And other supplemental coverages like dental, vision, and critical illness insurance can help offset other costs.
But remember, supplemental health coverage is not intended to replace medical insurance - it's designed to help cover those expenses left uncovered by your primary plan.
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